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Young Driver Insurance

February 20, 2012 by · Comments Off on Young Driver Insurance 

Young Driver Insurance, A new survey by ingenie®, the car insurance brand for young drivers, hasuncovered the true extent to which 17-25 year olds are not prepared for theroadafter passing their driving test.
The nationwide survey, conducted by One Poll, revealed that:

– More than 50% of drivers admitted to feeling nervous, scared andoverwhelmed when taking to the road for the first time

– Male drivers aged 17-25 described confidence as their main emotion when first taking to the road. However, they are more than twice as likely to havea collision on the road in their first month of driving compared to femaledrivers*

– 89% of young drivers take less than the recommended 40 hours of drivinglessons

– Young drivers change their driving style depending on their passengers -driving less safely with friends but more cautiously with parents

35% of young drivers admitted to having had a collision in their first year of driving,suggesting that they are often ill-equipped with the skills they need to drivesafely. Dr Lisa Dorn, leading psychologist and reader in Driver Behaviour at CranfieldUniversity, said the results were alarming butnot surprising.

Dr Dorn said, “Young people are passing their tests with fewer than 40 hours of in-cartuition with a registered instructor. They therefore have a poorer standard ofdriver education than is recommended, and this produces a feeling of nervousnessand a higher chance of a collision, as recognised by the ingenie survey.”

“We know that the brain’s frontal lobe is not fully developed until the age of 25,meaning young drivers already take to the road before they’re ideally equipped.Continuing lessons with your instructor after you have passed your test, in particularnight time driving and motorway skills,would make young drivers better prepared.”ingenie fit telematics devices into their customers’ cars to assess individual drivingstyles, and CEO Richard King said “It’s clear from our research findings that manyyoung drivers speed through their theory and practical tests and get straight out onto the road without the essential skills necessary to give them confidence to drivealone.

“Many believe that the main benefit of telematics insurance is to reduce carinsurance premiums, but the greatest opportunity is to use the technology to assessa driver’s style, provide helpful feedback to improve their driving and therefore builda community of better drivers.”

Gary Lineker, investor and supporter of ingenie, will be joined by Natalie Pinkhamand a host of other familiar faces to launch ingenie’s ‘MyFirstCar’ campaign acrossFacebook and Twitter.

Young Driver Insurance

December 2, 2011 by · Comments Off on Young Driver Insurance 

Young Driver Insurance, According to a recent poll carried out by the AA 11% of drivers think that they would not pass their driving test if they were asked to re-take it.

Interestingly, it is the younger drivers who are showing signs of having the least confidence even though it’s older motorists who are probably not that familiar with the more recent driving test format. As many as 15% of the 18-24 year olds polled said that they were either ‘quite unlikely’ or ‘unlikely’ to pass compared to only 9% of those over the age of 65. Possibly an indication of how confidence grows with experience on the road.

These findings go some way towards explaining why it is such a challenge to find cheap car insurance for young drivers. A lack of experience and confidence on the roads contributes to some of the highest incidence of accidents, with 1 in 5 drivers in the UK having an accident within their first year of driving. This, of course, presents a higher risk to insurers meaning that car insurance for young drivers is almost always priced at a higher rate than for more experienced motorists.

The poll also found that men are seemingly more confident than their female counterparts of passing a test if asked to do it again. Almost a third of the men polled thought that they were ‘very likely’ to be successful compared to only 23% of women.

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